The5ers Rules (Nov 2026): High Stakes, Growth, Bootcamp

The short version

Three standing programs, High Stakes (2 steps), Growth (1 step, as Pro Growth or Hyper Growth) and Bootcamp (3 steps), plus a limited-time Summer Plan. None has a time limit, and all trade on MT5.
High Stakes: 10% then 5% on the New version, a 5% daily loss and a 10% max loss, with at least 3 profitable days in each step.
The daily limit works two ways. On Hyper Growth and the funded Bootcamp account it is a 3% daily pause that stops trading for the day. On High Stakes, Pro Growth and the Summer Plan, hitting it ends the account.
Payouts open 14 days after your Pro (funded) account is activated, then every 2 weeks, with a $150 minimum. Scaling up restarts the 14-day timer.
News: Growth allows it, except bracket strategies around releases. High Stakes bans trading in the 2 minutes before and after high-impact news.

The High Stakes page offers New and Classic versions but only showed the New targets (10%, then 5%) when we checked. The5ers' own program guide lists 8%, then 5% for High Stakes, which matches the Classic option in its 2-Step FAQ. Check the Classic toggle on the5ers.com before you buy.

The programs at a glance

Program	Target	Daily	Max loss
High Stakes	10%, then 5%*	5%	10%
Pro Growth	10%	3%	6%
Hyper Growth	10%	3% pause	6%
Bootcamp steps	6% each	None	5%
Bootcamp funded	5% to scale	3% pause	4%
Summer 1-Step	10%	3%	6%
Summer 2-Step	10% or 8%, then 5%	3%	10%

*New version. From The5ers' program pages on November 4. "Pause" means trading stops for the rest of the day; every other daily limit ends the account.

Leverage: 1:100 on High Stakes and the Summer Plan, 1:30 on Growth and Bootcamp.
Entry prices on November 4: $19 for the $2,500 High Stakes account, $52 for the $5,000 Pro Growth account, and $22 to start the $20,000 Bootcamp, with $50 more when you reach the funded stage.
Inactivity: 30 days in a row with no activity and the account expires. On High Stakes the count starts the day the account is registered.
Holding: overnight and weekend positions are allowed. Indices held over the weekend carry a high swap.
Account limits: up to $40,000 of Growth evaluation capital per trader, and up to 4 active Bootcamp accounts (one $250K, one $100K and two $20K), each running a different strategy. High Stakes has its own per-size caps.

High Stakes (2-Step)

Targets: 10% in Step 1 and 5% in Step 2 on the New version. The funded (Pro) account then scales on every 10% gain.
Loss limits: a 5% maximum daily loss and a 10% maximum loss, on both steps and the Pro account.
Profitable days: at least 3 in each step, and 3 again for each scale-up. A profitable day means your closed positions made at least 0.5% of the starting balance. The5ers measures it as the lower of your midnight balance or midnight equity, minus the previous day's balance.
Fee back: 10% of what you paid comes back as Hub Credit when you pass Step 1 and 20% when you pass Step 2. The other 70% is added to your Pro account's equity and can be withdrawn with your first payout, once the account is 14 days old and has at least $150 in rewards. Only the part you paid with outside money counts, not Hub Credit.
Payout limits: the $50K account has a $3,000 payout cap and needs $300 of profit to request one. The $100K has a $4,000 cap and a $500 minimum.
Scaling and split: 80% up to a $150,000 balance, 85% at $175,000 to $200,000 and 90% at $250,000 to $300,000. From $350,000 it is 100% plus a fixed payout ($4,000, or $10,000 at $500,000), with conditions set by The5ers.

Growth (1-Step): Pro Growth and Hyper Growth

Both versions: a 10% target, a 6% stop-out level and a 3% daily limit, with no time limit. The target and limits stay the same on the funded account, and the split can reach 100%.
Pro Growth: hitting the 3% daily loss ends the account. The plan table lists at least 3 profitable days in the evaluation. Each 10% gain scales the account, at a 75% split up to $300,000, 80% at $350,000 and 80% to 100% from $400,000, up to $500,000.
Hyper Growth: the 3% limit is a daily pause, so trading stops for the day but the account carries on. There's no minimum number of days or trades: you pass as soon as you hit the target. The account doubles at each target, up to $4,000,000.
Capital cap: $40,000 of evaluation accounts per trader, for example one $20K, one $10K and two $5K.

Bootcamp (3-Step)

Three steps: a 6% target in each, with a 5% max loss and no daily limit. On the $20K plan the balance goes $5,000, $10,000, then $15,000 before the $20,000 funded account.
Funded account: a 5% target to scale up, a 4% max loss and a 3% daily pause. Each 5% gain scales the account.
Split: 50/50 at the start, 75/25 after the first scale-up, 80/20 at $2,000,000 and 100% from $2,500,000, up to $4,000,000.
Cost: a low entry fee to start and the rest only when you pass ($22, then $50 on the $20K plan).

The limited-time Summer Plan

A limited-time promotion with its own, stricter rules. All Summer Plan daily limits end the account, and The5ers sets them at the end of each day as 3% of the higher of your end-of-day equity or balance.

1-Step ($100K): a 10% target, a 6% max loss and a 50% consistency rule, all of which carry over unchanged to the funded account. 75% split and a $250 minimum withdrawal.
2-Step ($100K): 10% then 5%, or 8% then 5% for a higher fee. A 10% max loss and no consistency rule during the evaluation, then 50% on the funded account. $250 minimum withdrawal and a $2,000 cap per payout cycle.
2-Step ($200K): 80% split, a $3,000 cap per payout cycle, the same 50% rule once funded, and no scaling.
Fee back on the 2-Step: 10% as Hub Credit after Step 1, 20% after Step 2, and the remaining 70% at your third payout.
The 50% rule: your best day can't be more than half of your total profit (best day ÷ total profit, at or under 50%). The5ers' example: a $5,000 best day needs $10,000 of total profit, so you keep trading until you get there.
Copy trading between your own Summer Plan accounts is allowed, up to $600,000 of buying power across them.

Check your numbers

Best day ($)Total net profit ($)

Type your best day and your total net profit for the same window.

Works out the The5ers consistency math only. The firm's dashboard is the final word.

Payouts and news

When: no payouts during an evaluation. Your first withdrawal opens 14 days after your Pro account is activated, then every 2 weeks from your last approved one. A scale-up restarts the 14-day timer.
How much: at least $150, counted after the profit split. Close every open trade before you request.
How fast: usually processed within 3 business days. A request marked Pending Approval is with the risk team, which typically takes 24 to 48 business hours.
Methods: Rise, crypto (up to $1,500 per withdrawal) and bank transfer each carry a 3.5% commission. Taking the payout as Hub Credit has no commission but can only buy new accounts.
News: Growth allows news trading, except bracket strategies around releases and anything else its terms exclude. High Stakes allows trading through news but bans trades in the 2 minutes before and after high-impact events.

Recent changes

No confirmed The5ers rule changes in our log yet. When The5ers changes a rule, it shows up here, on its profile and on the news page.

Questions about The5ers rules

How many profitable days do I need at The5ers?

On High Stakes, at least 3 in each step, where a profitable day means closed trades made at least 0.5% of the starting balance. Pro Growth lists 3 in its evaluation; Hyper Growth has no minimum.

Does hitting the daily loss fail a The5ers account?

It depends on the program. The 5% daily loss on High Stakes and the 3% limit on Pro Growth and the Summer Plan end the account. Hyper Growth and the funded Bootcamp account have a 3% daily pause that only stops trading for the day.

When can I get paid at The5ers?

14 days after your Pro account is activated, then every 2 weeks from your last approved withdrawal, with a $150 minimum. Scaling up restarts the 14-day timer.

Does The5ers refund the High Stakes fee?

Yes, in stages: 10% as Hub Credit after Step 1, 20% after Step 2, and 70% added to your Pro account, which you can withdraw with your first payout. Only the part paid with outside money is refunded.

Can I trade news at The5ers?

On Growth, yes, except bracket strategies around releases. On High Stakes you can trade through news, but not in the 2 minutes before or after high-impact events.

Does The5ers have a consistency rule?

The Summer Plan does: 50% on the 1-Step evaluation and funded account, and on the 2-Step funded account. The High Stakes, Growth and Bootcamp pages don't list one.

Sources

Read on The5ers's own pages on Nov 4, 2026:

The firm's own page is the final word. Spot a difference? Email hello@propdesknews.com and we'll fix it.

Keep reading

The5ers profile: prices and every change The5ers promo code FTMO rules FundedNext rules Atlas Funded rules FXIFY rules Topstep rules Apex rules Take Profit Trader rules Tradeify rules What a consistency rule is Drawdown Lab