The short version
- 9 futures firms' payout methods, each read from the firm's own payout page on Nov 6, 2026.
- Most pay US traders by ACH or Plaid straight to a bank, or through Rise, which then pays out to a bank or crypto wallet.
- Fees are the firm's own; your bank, Rise, Wise or PayPal may charge their own on top.
- Sorted A to Z. A sort, not a ranking.
At a glance
| Plan | US traders | Outside the US |
|---|---|---|
| Alpha Futures Payouts | ACH, wire, Wise or Rise | Wire, SWIFT, Wise or Rise |
| Apex Payouts | ACH direct deposit | Plane |
| Earn2Trade Withdrawals | Rise (1.5%) | Rise ($50), Deel, Bayzat, crypto |
| Elite Trader Funding Rewards | Rise, then bank or crypto | Rise, then bank or crypto |
| Lucid Payouts | Plaid or WorkMarket | WorkMarket or crypto |
| MFFU Payouts | Plaid/ACH or Riseworks | Riseworks |
| Take Profit Trader Payouts | Plaid, PayPal or Wise | Routable, PayPal or Wise |
| Topstep Payouts | Aeropay, ACH ($30), brokerage | Wise or wire ($30) |
| Tradeify Select payouts | Rise or Plane | Rise or Plane |
Methods as each firm's page names them. Where a firm doesn't split US and international, the same methods are shown in both columns. Today's codes are on every live code.
Alpha Futures · Payouts
- Methods
- ACH (US bank accounts), wire transfer, SWIFT, Wise and Rise
- Know this
- If you pick Rise, you sign an agreement by email before your first payout.
Source: Alpha Futures: payout rules by plan. Checked Nov 6, 2026.
Apex · Payouts
- US
- ACH direct deposit to a US bank account (use the ACH routing number, not a wire number)
- Outside the US
- Plane, Apex's global payment partner
Source: Apex: payout method information. Checked Nov 6, 2026.
Earn2Trade · Withdrawals
- Methods and fees
- Rise: 1.5% for US customers, $50 a withdrawal outside the US. Deel: $50. Bayzat: $5 to $40. Direct crypto: 0.735%
- Know this
- Paid weekly on Wednesdays. Rise can't pay traders in Iowa, Minnesota, South Carolina, Guam, Puerto Rico, the US Virgin Islands or Haiti, and some methods are only in select regions.
Source: Earn2Trade: withdrawal policy. Checked Nov 6, 2026.
Elite Trader Funding · Rewards
- Methods
- Rewards go through Rise. From Rise you can withdraw to your bank (local currency or USD), a crypto wallet (for example USDC or USDT) or an exchange account
- Know this
- Rise sets the withdrawal methods, currencies, timing and fees.
Source: Elite Trader Funding: reward withdrawal options. Checked Nov 6, 2026.
Lucid · Payouts
- US
- Plaid instant bank transfers, or WorkMarket by ADP (bank transfer or PayPal)
- Outside the US
- WorkMarket by ADP, or crypto: BTC, ETH, LTC, USDT or USDC
Source: Lucid: payout methods. Checked Nov 6, 2026.
MFFU · Payouts
- Methods
- Payouts go to your Riseworks account, then out by bank transfer or crypto. Plaid/ACH payouts are available for US traders
- Know this
- Your first payout needs agreements signed through Riseworks.
Source: MFFU: guide to your first payout. Checked Nov 6, 2026.
Take Profit Trader · Payouts
- US
- Plaid to a US bank (real time or ACH, depending on your bank), PayPal or Wise
- Outside the US
- Routable, PayPal or Wise
- Know this
- The account must be in your own name. LLC payouts go through Wise or an LLC PayPal account.
Source: Take Profit Trader: payout system. Checked Nov 6, 2026.
Topstep · Payouts
- US
- Prop-to-brokerage (same day, no fee), Aeropay (instant after approval, no Topstep fee), ACH (1 to 3 business days, $30)
- Outside the US
- Wise for China, Canada and the UK (no Topstep fee); wire/SWIFT internationally (5 to 10 business days, $30)
Source: Topstep: payout policy. Checked Nov 6, 2026.
Tradeify · Select payouts
- Methods
- Rise (primary, instant processing) or Plane (alternative)
Source: Tradeify: Select Flex and Select Daily payout policies. Checked Nov 6, 2026.
Questions
Which prop firms pay by ACH?
On our November 6, 2026 check: Apex pays US traders by ACH direct deposit, Topstep offers ACH for US banks ($30), Alpha Futures lists ACH for US bank accounts, Take Profit Trader pays US banks through Plaid (real time or ACH), and MyFundedFutures offers Plaid/ACH for US traders.
Which prop firms pay through Rise?
Tradeify (its primary method), Elite Trader Funding, MyFundedFutures (Riseworks), Alpha Futures and Earn2Trade all list Rise. From Rise you can usually withdraw to a bank or a crypto wallet.
Which prop firms pay in crypto?
Lucid pays international traders in BTC, ETH, LTC, USDT or USDC. Earn2Trade lists direct crypto (0.735% fee). Elite Trader Funding and MyFundedFutures pay through Rise, which lets you withdraw to crypto.
Do payout methods cost anything?
Topstep charges $30 for ACH and wire. Earn2Trade's Rise payouts cost 1.5% in the US and $50 outside it, and Deel costs $50. The others don't list a firm fee on these pages, but the payment service or your bank may charge its own.